Best Buy Credit Card payments can be made in a number of ways. You can text your payment, make it in person at a Best Buy store, or send a check. Be sure to include your credit card number on the check. Make sure to send your payment at least five to seven days before the due date. You can make your payment in store at any time during business hours, but you should send it early for your credit card to be approved.
Cash back credit cards offer 0% APR on purchases
There are several benefits of a Best Buy cash back credit card. The first one is its introductory 0% APR period. With this offer, you can make purchases without paying interest, while saving money on big purchases like international flights or car repairs. Of course, after the introductory period, your APR will go up to a variable rate, so it is important to know what it will be before you make any purchases.
Other benefits of this card include a rewards certificate system and 5% cash back at Best Buy. If you frequently shop there, the My Best Buy credit card is a good option. It offers 0% APR on purchases and lets you collect rewards for purchases. Its annual percentage rate, or APR, is listed on your monthly statement, so you can see how much you’re saving on interest.
Rewards credit cards offer no redemption minimums
When you apply for a Best Buy credit card, you may be approved immediately, but you can also wait up to seven to ten days before your application is reviewed. You must be at least eighteen years old to be eligible for the program. Best Buy Rewards credit cards are available for a variety of purchases, from dining out to online retail shopping. No redemption minimums apply, and you can use your rewards for any purchase, regardless of whether it is for entertainment, travel, or dining.
After you reach 250 points, Best Buy sends you a reward certificate worth $5. This reward is similar to those you earn at other merchants, but the redemption minimum is $5, which is far lower than most other rewards credit cards. Moreover, the rewards certificate expire after 60 days, so you can’t use it right away. If you aren’t sure if you’ll use your rewards, remember that they expire within 60 days.
My Best Buy Visa offers 2% back on dining out
My Best Buy Visa cardholders can earn up to 2% cash back on dining out. The credit card can also earn rewards on other purchases. This card earns 2% cash back on dining out, while other purchases earn 1%. You must spend $199 or more in order to receive the bonus rewards. For purchases under $199, My Best Buy Visa offers special financing options. This credit card offers a minimum 2% back on dining out option, which is ideal for frequent restaurant goers.
To earn the bonus points, you must spend at least $250 on purchases within the first 14 days. Then, for each 250 points you earn, you get a $5 Best Buy certificate. However, you need to redeem your rewards within 60 days. Also, you can lose points if you don’t use them. For those with excellent credit, My Best Buy Visa card can be a great option. Nevertheless, it requires that you regularly use it and spend at least $3500 a year at Best Buy.
U.S. Bank Cash+(r) Visa Signature(r) Card offers deferred interest
The U.S. Bank Cash+(r) Visa Signature(r) Card offers deferred interest on purchases made at gas stations and select restaurants. The card offers a generous rewards structure that rewards the cardholder with up to 5 percent cash back on every purchase made. Additionally, the card has a 1% cash back option on all purchases, so if you buy electronics, furniture, or groceries, you can earn even more cash back.
One of the biggest benefits of the U.S. Bank Cash+ Visa Signature is the bonus you receive upon approval. You can earn up to $200 after making $1,000 in net purchases with your card. However, note that you will not earn cash back on Advances, foreign cash transactions, betting, lottery tickets, or U.S. Mint transactions. However, if you use your card for more than $2,000 per quarter, you could earn up to $680 in cash back.
